I am on track to retire in the next 3-4 years but will need to do roth conversions to supplement my after tax brokerage account along the way. Our yearly spend as of now is 50k,so im figuring to plan for a yearly spend of 70k in retirement to account for Healthcare premiums and increased travel. Im trying to figure out roughly how much I could do in roth conversions per year but still qualify for Healthcare subsidies (I know these are not guaranteed to be there in the future). I know alot of this is dependent on how much my portfolio kicks off interest and dividends… im just invested in low cost broad based index funds. Just looking for a ballpark to help with planning purposes. I appreciate any insight on this topic :)
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