Brad Barrett

I help People Build Wealth, & Unlock Options 1 simple step at a time

After years in public accounting as a CPA, Brad reached financial independence at the age of 35 through diligent savings and investing. Brad Is passionate about everything from saving money, to living a more healthy lifestyle, to ‘boring’ things like tracking your finances and cutting down on your tax bill. But his favorite topic is leveraging credit card rewards to save more money, and take trips you never would have dreamed possible for pennies on the dollar.

Latest PodcastEpisodes

— Feb 17, 2025

Inherited Account Deep Dive, Barista FI and Saving When Starting a Business | Rachael Camp

Barista FI allows individuals to withdraw funds from their retirement accounts while supplementing their income with part-time work. This episode discusses the implications of this strategy, including essential health insurance considerations and how it can ease the transition into early retirement.

— Feb 10, 2025

Getting Personal with Personal Finance: Brad & Ginger

Brad and Ginger discuss The concept of 'one more year syndrome' and focus on the psychological barriers that often delay financial independence.

— Feb 03, 2025

Wouldn't It Be Cool If ?? | Open the Aperture

Jonathan and Brad Announce the Launch of the ChooseFI Community and Local Platform. This episode kicks off a new era for Choosefi and layouts how we will approach crowdsourcing personal finance with your help into the future.

— Jan 27, 2025

2025 State of the Stock Market | Brian Feroldi

Dive into the reasons for both optimism and caution in this stock market focused episode. Brian Feroldi discusses current market valuations for 2025 and the historical context affecting potential returns, providing a valuable framework for financial independence. This discussion empowers listeners to navigate the evolving investment landscape, emphasizing that being educated and adaptable is key to long-term success.

— Jan 20, 2025

The FI Case for Electric Vehicles

Electric vehicles (EVs) have evolved into a financially viable option for many looking to achieve financial independence. With significant incentives under the Inflation Reduction Act, buyers can enjoy savings that stretch their budgets further. This episode reveals the compelling reasons why opting for an EV could be one of the smartest decisions you'll make.

Latest Articles

— Mar 28, 2024

EconoMe 2024 Lifehack Wall

During the recent EconoMe 2024 conference, attendees were encouraged to write "LifeHacks" onto post-it notes and stick them to the wall. At the end of the conference, I volunteered to clean...

— Feb 06, 2024

The Necessity for Identity Capital

In this episode: Roth IRA conversion ladder, starting with the end in mind, investing for growth or stability, and retirement planning.

Latest Newsletters

— Oct 15, 2024

Reading, Watching, Playing, Ted Lasso Mindset & Friends of the Library + Community Wins

Discover binge-worthy books, heartfelt rom-coms, a clever new game, and life lessons from Ted Lasso. Dive into my latest reads, watches, and wins from the FI community—and get inspired!

— Oct 08, 2024

Favorite AI Tool, 3 Money Metrics, Walk and Talk plus Community Wins

I found a new free AI tool called NotebookLM this week (a Google offering) and I am so impressed with it. Okay, that’s a massive understatement: I am obsessed with it and think the tech is incredible. Why should you care?

— Oct 01, 2024

Simplifying Life, Everything File, Q3 Net Worth plus Community Wins

Stop Donating Cash: Here's a Smarter Way to Give to Charity Most people give cash to charity, but there’s a better strategy—donate appreciated stocks or mutual funds instead! By donating shares with unrealized gains (like stocks worth more now than when you bought them), you can avoid capital gains taxes and give the full value of the asset to your favorite cause.

— Sep 24, 2024

Four Things I Shared with Friends This Week plus Community Wins

This week’s newsletter is packed with exciting discoveries I couldn’t wait to share—from a podcast episode that changed how I think about storytelling to a book that’s already transforming my daily mindset. Curious? Dive in to explore what’s been sparking conversations with my friends lately!

— Sep 17, 2024

New Business Filing Required, Online Shopping Savings, 31 Years of Returns Visualized plus Community Wins

This week’s newsletter covers an important PSA for business owners: a new Beneficial Ownership Information (BOI) filing may be required for most legal entities by 12/31/2024, with significant penalties for non-compliance. Also included: Online shopping hacks to help you save effortlessly. A 31-year stock market return chart that highlights the power of long-term investing.