Brad

Brad Barrett

I help People Build Wealth, & Unlock Options 1 simple step at a time

After years in public accounting as a CPA, Brad reached financial independence at the age of 35 through diligent savings and investing. Brad Is passionate about everything from saving money, to living a more healthy lifestyle, to ‘boring’ things like tracking your finances and cutting down on your tax bill. But his favorite topic is leveraging credit card rewards to save more money, and take trips you never would have dreamed possible for pennies on the dollar.

Latest PodcastEpisodes

551 | Roundup: Buy vs. Rent, Mortgage Amortization, Minimalism and More
— Jun 16, 2025

551 | Roundup: Buy vs. Rent, Mortgage Amortization, Minimalism and More

The journey to financial independence includes critical decisions about managing your mortgage. This episode delves into the pros and cons of paying off your mortgage early. Are you optimizing for financial gains or emotional peace? Discover what makes sense for your financial journey as we explore personal anecdotes and practical advice, all grounded in real-world experiences.
Deep Dive: Taxable Brokerage Accounts
— May 26, 2025

Deep Dive: Taxable Brokerage Accounts

Taxable brokerage accounts are often underappreciated, yet they offer flexibility and numerous advantages for investors. Unlike traditional retirement accounts, there are no contribution limits, making them an essential vehicle for individuals looking to grow their wealth without restrictions. This episode dives deep into the benefits of taxable accounts, emphasizing their role in financial independence strategies and actionable steps to maximize contributions while optimizing tax treatments.
FI Service Corps
— May 26, 2025

FI Service Corps

Ryan Brennan, founder of the FI Service Corps, reveals how blending financial independence with community service can offer newfound purpose. The organization, which has already seen success with its pilot events, aims to connect like-minded individuals eager to make a positive impact.
The Simple Path Revisited in 2025 With JL Collins
— May 19, 2025

The Simple Path Revisited in 2025 With JL Collins

Listen as JL Collins discusses the key themes from his book, The Simple Path to Wealth, focusing on how individuals can effectively manage their finances and build wealth over time. This episode emphasizes avoiding debt, living below your means, and capitalizing on the benefits of compounding. Collins also addresses common misconceptions about investing, illustrating why his approach resonates with so many aspiring to reach financial independence.
Sleep Masterclass with Dr. Bobby
— May 12, 2025

Sleep Masterclass with Dr. Bobby

Join us as Dr. Bobby DuBois reveals the intricate relationship between sleep and financial independence. This episode brings attention to the fact that you cannot put off your health until retirement, paralleling the need for maintaining financial hygiene. Effective sleep strategies are shared, which can lead to not only better health outcomes but also smarter financial decisions. Don't miss the chance to transform your sleep and, consequently, your life.

Latest Articles

EconoMe 2024 Lifehack Wall
— Mar 28, 2024

EconoMe 2024 Lifehack Wall

During the recent EconoMe 2024 conference, attendees were encouraged to write "LifeHacks" onto post-it notes and stick them to the wall. At the end of the conference, I volunteered to clean...
The Necessity for Identity Capital
— Feb 06, 2024

The Necessity for Identity Capital

In this episode: Roth IRA conversion ladder, starting with the end in mind, investing for growth or stability, and retirement planning.

Latest Newsletters

Simplifying Life, Everything File, Q3 Net Worth plus Community Wins
— Oct 01, 2024

Simplifying Life, Everything File, Q3 Net Worth plus Community Wins

Stop Donating Cash: Here's a Smarter Way to Give to Charity Most people give cash to charity, but there’s a better strategy—donate appreciated stocks or mutual funds instead! By donating shares with unrealized gains (like stocks worth more now than when you bought them), you can avoid capital gains taxes and give the full value of the asset to your favorite cause.
Four Things I Shared with Friends This Week plus Community Wins
— Sep 24, 2024

Four Things I Shared with Friends This Week plus Community Wins

This week’s newsletter is packed with exciting discoveries I couldn’t wait to share—from a podcast episode that changed how I think about storytelling to a book that’s already transforming my daily mindset. Curious? Dive in to explore what’s been sparking conversations with my friends lately!
New Business Filing Required, Online Shopping Savings, 31 Years of Returns Visualized plus Community Wins
— Sep 17, 2024

New Business Filing Required, Online Shopping Savings, 31 Years of Returns Visualized plus Community Wins

This week’s newsletter covers an important PSA for business owners: a new Beneficial Ownership Information (BOI) filing may be required for most legal entities by 12/31/2024, with significant penalties for non-compliance. Also included: Online shopping hacks to help you save effortlessly. A 31-year stock market return chart that highlights the power of long-term investing.
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