Join Jonathan Mendonsa and Brad Barrett as they delve into the influential philosophies of Jl Collins, author of The Simple Path to Wealth. Discover how his work has transformed the financial independence community, advocating for simplicity and accessibility in investing. Learn why sticking to low-cost index funds can yield superior long-term results, despite market fluctuations.
An investor policy statement is crucial for anyone aiming for financial independence. It clarifies your investment goals, manages emotional responses, and guides financial decisions, especially in turbulent times. This episode provides insights into creating your own policy statement, with a focus on case studies, including Brad's journey from debt to financial freedom. Brad's practical approach includes understanding your expenses, building a robust emergency fund, and maintaining flexibility in investments. Listeners will be empowered to develop a clear financial roadmap.
Anxiety is a common response during unprecedented times, but it can be managed effectively. This episode guides listeners through practical strategies for navigating feelings of anxiety and uncertainty. Co-hosts Brad and Jonathan Mendonsa emphasize the need to acknowledge one's emotions, create healthy routines, and limit information overload. With insights drawn from personal experiences, they equip listeners with tools to foster resilience and mental well-being amidst life’s disruptions.
Tori Dunlap's wealth of experience at a young age illustrates the impact of financial literacy. Discover her emphasis on time, negotiation tactics, and the true power of understanding one's worth, and how these skills can alter your financial landscape.
A how-to conversation about strategies for tackling consumer debt, a review of Monday’s episode with Bonnie Traux, and a few updates about the ChooseFI community.
Brad and Jonathan explain the long-term tax benefits of using a Health Savings Account to pay for medical expenses, discuss the benefits of new index fund investing options, review Monday’s episode with Timika Downes.
100 | Brad and Jonathan look back at the ChooseFI’s growth during the past 100 episodes and hit the highlights of financial independence for new community members and recap their own financial independence journeys.
038 | In today's podcast we discuss one of our most important topics: The Why of FI. Why we pursue this path, why we think it's a life 'superpower' and how it can help you escape the hamster wheel of life decades earlier than most people could ever dream.
Sequence of returns risk can make or break your early retirement plans. In this episode, hosts Jonathan Mendonsa and Brad Barrett discuss how the timing of market returns can influence your success. With insights from financial expert Big ERN, this episode unpacks mathematical strategies for safe withdrawal rates and emphasizes the critical first few years of retirement. Engage with our community and learn how to navigate these challenges effectively.
034 | This podcast is Part 2 of the Stock Series discussion with JL Collins, author of The Simple Path to Wealth and the website JLCollinsNH; we discuss the Great Depression and the mindset you need to be a successful long-term investor, plus how to allocate between equities and bonds.
022 | Do you know what your car is actually costing you each year? What about over an investing lifetime? In this episode of the ChooseFI Radio Podcast we cover the True Cost of Car Ownership and you'll be absolutely amazed at the numbers.
Index investing is one of the main ‘pillars of Financial Independence’ and Jim’s Stock Series changed the trajectory of Brad’s investing life and will benefit him to the tune of millions of dollars in his lifetime
019 | In Today’s Podcast JL collins from JLcollinsnh.com joins Jonathan & Brad on the podcast to bring the Stock Series to life. The Power of Index Investing is one of life's greatest secrets & JL Collins is the ultimate travel guide. This multi part series turns the stock series into an interactive audio companion and this first part is sure to compel you to stick around for each additional entry
Do understand how expensive your investments are?Jonathan and Brad explore how Expense Ratios and Assets Under Management Fees Erode your Returns and Portfolio over time.