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Making Sense of Cents

Podcast

Ep. 069 Making Sense of Cents

Making Sense of Cents creator shares personal debt payoff strategies that built a six-figure online business.

Jonathan Mendonsa, Brad Barrett · · Guests: Michelle Schroeder-Gardner · 54,629 plays
58m 0s
  1. Introduction to Michelle
  2. Michelle's Blogging Journey
  3. Understanding Affiliate Marketing
  4. Living as a Digital Nomad
  5. Pinterest as a Marketing Tool
  6. Michelle's Hot Seat Questions

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A financial analyst turned digital nomad now earns $1.5 million annually from her blog — and documents everything along the way. Michelle from Making Sense of Sense started by publicly tracking her debt payoff journey in 2011. Three years ago, she was making $13,000 per month from blogging, which seemed like success. But she's since 10x'd that income while living full-time in an RV with a 95% savings rate.

Michelle's story shows what's possible when you combine authentic personal finance storytelling with strategic affiliate marketing and consistent content creation. She breaks down her approach to understanding reader needs, maintaining a conversational writing style, and leveraging Pinterest for traffic. Her transition from documenting personal struggles to building a million-dollar business demonstrates how blogging can become a viable career path, not just a side hustle.

Beyond the income strategies, Michelle offers insights into the digital nomad lifestyle — the practicalities of RV living, how she structures her workday around exploration and outdoor activities, and the mindset shifts required to embrace location independence. Her transparent approach to sharing both successes and struggles has built a strong community around her work.

Key Topics:

  • Introduction to Michelle Background and initial motivations for starting her blog.

  • Michelle's Blogging Journey Evolution from documenting personal finance struggles to building a successful blog.

  • Understanding Affiliate Marketing Strategies on how to leverage affiliate marketing for income.

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FI Calculator

Travel Tools

Podcast

Local Groups

Forums

Book Club

Value Matrix

Debt Payoff

Workout Logger

Events

FI Calculator

Travel Tools

Podcast

Local Groups

Forums

Book Club

Value Matrix

Debt Payoff

Workout Logger

Events

FI Calculator

Travel Tools

Podcast

Local Groups

Forums

Book Club

Value Matrix

Debt Payoff

Workout Logger

Events

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Living as a Digital Nomad Insights into her RV lifestyle and the freedom it provides.

  • Pinterest as a Marketing Tool Tips on utilizing Pinterest for blogging success.

  • Michelle's Hot Seat Questions Rapid-fire responses that highlight her personal insights and experiences.

  • Key Quotes:

    • "Sharing personal journeys empowers others to take charge of their financial future."
    • "Conversational writing builds connection: Engage your readers authentically."
    • "Visual appeal is vital for online success: Make your graphics pop!"

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    FI Calculator

    Travel Tools

    Podcast

    Local Groups

    Forums

    Book Club

    Value Matrix

    Debt Payoff

    Workout Logger

    Events

    FI Calculator

    Travel Tools

    Podcast

    Local Groups

    Forums

    Book Club

    Value Matrix

    Debt Payoff

    Workout Logger

    Events

    FI Calculator

    Travel Tools

    Podcast

    Local Groups

    Forums

    Book Club

    Value Matrix

    Debt Payoff

    Workout Logger

    Events

    FI Calculator

    Travel Tools

    Podcast

    Local Groups

    Forums

    Book Club

    Value Matrix

    Debt Payoff

    Workout Logger

    Events

    Free FI Planning Tools + Community

    FI calculator, expense audit, Coast FI tracker, local groups, and 750+ podcast episodes.

    No password needed. Free forever.

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    Read Transcript
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