ChooseFI

You're in — welcome to ChooseFI!

Keep an eye on your inbox over the next couple of weeks. We're going to send you the best of what we've built over the last 10 years — curated to help you wherever you are on your financial journey. The more you engage, the better we can tailor what we send to exactly what you need.

FI Frugal Hobbies

Podcast

Ep. 429 FI Frugal Hobbies

In this episode: finding your why, creating space, deprivation, board games, lesson learning, and decision making.

Brad Barrett · · Guests: Chris Terrell · 107,893 plays
1h 24m 14s
  1. Introduction to Guest Chris Terrell
  2. The Rise in Popularity of Pickleball
  3. Why Pickleball is FI-Friendly
  4. Chris's Journey to Financial Independence
  5. The Role of Board Games in Personal Development
  6. Top Strategy Board Games to Start With

Choose FI has partnered with CardRatings for our coverage of credit card products. Choose FI and CardRatings may earn compensation from card issuers when a customer clicks on a link, when an application is approved, or when an account is opened. Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a ChooseFI advertiser.

Most people discover a sport after it becomes popular—but what if you found it years before the world caught on? Brad Barrett met Chris Terrell back in 2014 at a local Mr. Money Mustache meetup, making Chris the first person in the FI community Brad ever encountered in Richmond, Virginia. Chris also introduced Brad to pickleball long before it exploded in popularity. Nearly a decade later, Chris shares how accessible sports like pickleball and strategy board games align perfectly with financial independence principles while teaching essential life skills.

Chris's FI journey started with a Mr. Money Mustache article that prompted major lifestyle shifts. His wife's health challenges accelerated their timeline, reinforcing the importance of understanding your "why" when pursuing FI. For Chris, frugal hobbies became central—pickleball requires only a paddle, balls, and good shoes, while offering social connection across age groups.

The conversation shifts to strategy board games and their unexpected educational value. These games teach prioritization, valuation, probability, and optimization—skills directly applicable to financial independence. Chris emphasizes that if you're not earning a high income, optimization becomes crucial for achieving FI. Games like "Catan," "Ticket to Ride," "Splendor," and "Azul" provide entry points for families looking to build these skills while bonding.

Key Topics

Pickleball as an FI-Friendly Sport
Pickleball combines accessibility, social interaction, and low cost. The sport works for all ages and fitness levels, creating diverse community connections. Equipment needs are minimal, and public courts are widely available.

"Pickleball is both accessible and highly social, making it a great sport for everyone."

Chris's Path to Financial Independence
Chris discovered FI through Mr. Money Mustache and made significant lifestyle changes. His wife's health issues created urgency around achieving FI sooner. Understanding your personal motivation—your "why"—drives the behavioral changes needed for success.

Discussion of how health challenges impacted their FI timeline and priorities.

Strategy Board Games and Life Skills
Board games teach critical thinking, resource management, and strategic planning. These skills transfer directly to financial decision-making and optimization. Games provide educational value while creating quality family time.

"Strategy board games subtly teach essential skills for success in life and FI."

Optimization for Non-High Earners
For those not earning six-figure salaries, optimization becomes essential. Evaluating spending habits and identifying opportunities to reduce expenses without sacrificing quality of life makes FI achievable on modest incomes.

"Optimization is crucial for anyone not making a high income to achieve financial independence."

Timestamps

The Rise in Popularity of Pickleball
Why Pickleball is FI-Friendly
Chris's Journey to Financial Independence
The Role of Board Games in Personal Development
Top Strategy Board Games to Start With

Action Steps

Try Pickleball
Look for local pickleball courts or groups to join for social interaction and staying active.

Introduce Strategy Board Games
Start with accessible games like "Catan" or "Ticket to Ride" for family game nights.

Evaluate Spending Habits
Reflect on current expenses and identify areas for optimization without sacrificing what matters most.

Notable Quotes

"Pickleball is both accessible and highly social, making it a great sport for everyone."

"Strategy board games subtly teach essential skills for success in life and FI."

"Optimization is crucial for anyone not making a high income to achieve financial independence."

"Discover games that teach and encourage optimization strategies essential for FI."

"Board games provide a fun and educational experience that parents value."

Resources

BoardGameGeek — Comprehensive board game database and community
boardgamegeek.com

Board Game Arena — Play board games online
boardgamearena.com

Top Travel Card

Ready to unlock a world of free travel? Start with the Chase Sapphire Preferred® Card

$95 annual fee | Earn 75,000 bonus points

Best Card for Side Hustlers and Business Owners

Side hustlers! With the Ink Business Preferred® Credit Card you can earn free travel from your business expenses.

$95 annual fee | Earn 100,000 bonus points

Most Flexible Travel Card

The Capital One Venture Rewards Credit Card can be used to offset almost any travel expense.

$95 annual fee | 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening

ChooseFI has partnered with CardRatings for our coverage of credit card products. ChooseFI and CardRatings may receive a commission from card issuers.

Read Transcript

Join the Conversation

Be the first to comment on this episode. Create a free account to share your thoughts.

Comments

Your comment will be posted after signing in
Join the Conversation

Create an account or sign in to post a comment.

Username
Email

No password needed. We'll send a verification email.

Email
Password
Welcome back, !

Enable commenting on this device so you can post without signing in each time.

You can turn this off anytime

Get Brad's weekly FI strategies — free

Join ChooseFI

Start your financial independence journey

  • Access to the ChooseFI community
  • Exclusive FI resources and tools
  • Weekly actionable insights
or

Already have an account? Log in

Try searching for

⌘K to open anytime

Your FI Journey

1/3

Step 1 of 3

How familiar are you with Financial Independence?