Maxed Out Your Roth IRA, 401(k), and HSA? Do This

Already maxed out your Roth IRA, 401(k), and HSA? Kelley wants to know what strategies can help her invest smarter and reach Financial Independence faster—beyond the basics. We bre...

Cody Garrett, CFP® · Jun 8, 2025 · 1 min read

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Articles, recipes, and reviews on financial independence.

What’s the Right Way to Calculate Net Worth?

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Tax Strategies

$Income Limit for Roth IRA — {{ current_year }} Thresholds, Phase-Outs, and the Backdoor Strategy Every FI Seeker Needs$

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Income Limit for Roth IRA — 2026 Thresholds, Phase-Outs, and the Backdoor Strategy Every FI Seeker Needs

Jul 16, 2026 · 1 min read

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Trump Accounts Are Here: A Head Start on FI for Your Kids

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Trump Accounts Are Here: A Head Start on FI for Your Kids

Trump Accounts (Section 530A) launched July 4 with a $1,000 government seed and $5,000/year in tax-advantaged S&P 500 index fund investing for kids. H...

Jonathan Mendonsa · Jul 14, 2026 · 1 min read

The RAP Plan Is Here: What It Means for Your FI Timeline

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The RAP Plan Is Here: What It Means for Your FI Timeline

The Revised Annual Payment (RAP) plan launched July 1 and replaces SAVE. But switching without understanding the rules could add 10 years to your FI t...

Jonathan Mendonsa · Jul 13, 2026 · 1 min read

How to Track Expenses: The Complete Guide to Knowing Where Every Dollar Goes

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How to Track Expenses: The Complete Guide to Knowing Where Every Dollar Goes

Track every dollar in 30 days. Compare four methods side by side, find the best tools, and see what 471 ChooseFI community members discovered when the...

Jonathan Mendonsa · Jul 9, 2026 · 1 min read