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Best High-Yield Savings Accounts

Compare the highest APYs from FDIC-insured banks — updated daily. Every dollar sitting idle should be working harder for you.

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4.20%

Top APY

13

Banks Compared

1

Banking Articles

$0

Minimum Deposit

Best High-Yield Savings Accounts

Hand-picked accounts ranked by APY. Every account is FDIC or NCUA insured.

Top Pick

Bread Financial High-Yield Savings

Bread Financial

4.00% APY

Min Deposit: $100

FDIC Insured

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Western Alliance Bank High-Yield Savings

Western Alliance Bank

3.80%

APY

Min: $500 FDIC Earn up to $300 with direct deposit. Terms apply.

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Brio Direct High-Yield Savings

Brio Direct

3.75%

APY

Min: $5,000 FDIC

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Uphold High-Yield Savings

Uphold

3.75%

APY

Min: $0 FDIC

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CIT Bank Platinum Savings

CIT Bank

3.75%

APY

Min: $100 FDIC

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CIT Savings Connect

CIT Bank

3.65%

APY

Min: $100

Open Account Read Review

PNC High-Yield Savings

PNC Bank

3.25%

APY

Min: $0 FDIC

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Upgrade Premier Savings

Upgrade Premier Savings

3.05%

APY

Min: $0 FDIC

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Rates verified daily. APYs are variable and subject to change. FDIC insurance covers up to $250,000 per depositor, per bank.

Banking Articles

Guides on high-yield savings, CDs, and smart banking strategies for building wealth.

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