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Guide to a Nearly Free Disney Vacation

By Brad Barrett

Choose FI has partnered with CardRatings for our coverage of credit card products. Choose FI and CardRatings may earn compensation from card issuers when a customer clicks on a link, when an application is approved, or when an account is opened. Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a ChooseFI advertiser.

A trip to Walt Disney World is the quintessential American family vacation. A typical family can expect to pay anywhere from $3,000-$5,000 combined for the 'big three' expenses of airfare, hotel, and park tickets to enjoy four days at the House of the Mouse.

But YOU can turn your big Disney dreams into reality and book a trip to the Magic Kingdom for a fraction of the normal cost. All it takes is planning and following this step-by-step plan.

Using Credit Card Rewards Points For a Disney Vacation

Let's say you are shooting for a five-night Disney vacation. It will be four people (two adults and two children) on economy flights to Orlando with a five-night hotel stay and four, four-day passes to Disney World.

The 2 Basic Rules

  • Earn the sign-up bonus by putting existing expenses on the new credit card. Avoid spending extra money to meet a minimum spend, just to earn the sign-up bonus.
  • Pay off the balances on time and in full every month. Travel rewards only make sense if you avoid paying interest every month!

The Bottom Line

With some planning, a free trip to Disney World is totally possible. It will take a little bit of effort and coordination to open and coordinate spending so that you can earn the sign-up bonuses but the memories you will make will be worth it.

If you want to learn more about travel rewards ChooseFI has a 6-part "ultimate guide" to getting started with travel rewards that will teach you everything you'll want to know about travel rewards.

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