There is good analysis on getting the number we need (25x expenses). Also how to access money early (taxable accounts and Roth contribution amounts if necessary). Also ACA is likely the path for health insurance. However, what/how do you actually do you actually make that launch? For ACA, is there a best time to enroll (likely open enrollment but also if you separate from service, maybe can do whenever?). How do you fill that likely month or two insurance gap? (COBRA?) How do you make sure your checking account is full without being too full of cash? You get the idea
The checklist to do the 3-6 months before you retire early.
Pa
Pard03
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2 replies
What if you didn't have to fully retire?
Financial freedom doesn't mean quitting work. Design a life where work is optional.
Explore Barista FIREReplies (2)
Fabiooltje
10 months ago
I've heard that COBRA can be started up retroactively, so if so (make sure to check if it applies to you!) you could go without health insurance until the ACA is active. If you have a major health expense in the months "without insurance", you retroactivately pay for COBRA to have it pay for your health expenses.
Some people also make sure to get some screening and preventative care done in the months leading up to quitting, so that could be on your to do list for those last couple of months.
littleG
10 months ago
Health checklist before I quit my job:
- Yearly Physical / Gyno / Mammogram (where applicable)
- Colonoscopy (eek!)
- Eye Doctor
- Dentist - you may have a few "little fillings" that have been watches, etc. Know where you stand
- Dermatologist
- Vaccinations (flu, vid, shingles (if possible), tetanus. There are others, but that's my list.
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