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Georgiab · · 4 replies

Hello all, I'm not sure if I'm doing this right as this is my first post, but I've been wanting to ask this question for a while and this finally seemed like the right place to ask.

When listening to ChooseFi podcasts and reading other FIRE material, usually 401ks are the main vehicle talked about for being able to access money for an early retirement and do conversion strategies such as the roth conversion ladder, SEPP 72t, etc. I haven't been able to find anywhere that says if the TSP is equivalent to a 401k in all of these discussions.

Can someone please explain this and help me make the connection? Is it as simple as saying that a TSP account is equivalent to a 401k and I can do all the same strategies to access funds early upon early retirement?

For a long time I believed that active duty military members didn't have access to a 401k type account, so I've been investing in a Roth IRA and individual brokerage account at Schwab, and am wondering if I've been missing out and should switch over to investing a lot more in my TSP.

Thank you!

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