Hey all, Not sure if this is the best place to ask. We want to build a 3-car garage with a guest suite and gym off the back. I am trying to id the best path to borrow about $100k. We have PLENTY of equity in the home (primary res) and great credit. However, I am seeing these HELOCs at 6.75% interest. I tried to find anything at a fixed-rate 10-year borrow, but am at a loss.
Advice welcome.