How much does a flat fee financial planner charge annually?

I don't mean to demean any of the fine advisors here or elsewhere, but I wonder if you've tried simply asking Chat GPT? I started playing around with it last week and I was shocked at the level of detail and the quality of recommendations I got from it. I started with the basic question of "am I financially independent" with some explanation of my situation (age, military pension, rough balances in my brokerage and retirement accounts). It gives a ton of detail, it can devise tax efficient strategies for asset location in each account type, risk tolerance, withdrawal strategies, and lots of other detail. It gives caution areas to look out for and recommendations. I'm a 45yo guy, military & Do D experience mostly, i.e. not in the tech industry and not what I consider to be a techy. Just try it, don't have to take my word for it. I'm now convinced that the advisor industry is going to dry up quickly as folks start realizing the power in these tools.

Not a recommendation, but the following site has a list:

https://www.flatfeeadvisors.org/advisors

In my searching you are not going to get much for $2500/yr or less. There are some firms that charge a lower flat fee or hourly rate but where you will not get a specific adviser and may have limited meetings. Solo or small practices tend to price more than the lowest because they have to pay the bills. I have not seen much under $4K-$5K/yr. Lots of others charge up to $10K with a few up to $20K. Some are advice only, some require them to manage/control your investments, and others support both models. Some concentrate on the accumulation stage and others target retirement financial planning (aka the decumulation stage). The sweet spot for client AUM seems to be $2M-$5M so the fee percentage is more reasonable than 0.75%-1.0% of AUM.

Not a recommendation, but Chris Mamula who wrote "Choose FI: Your Blueprint to Financial Independence" is at Abundo Wealth. They are on the lower end of fees, but I don't know whether you can choose a specific adviser.

I would search online, read their bios and web sites and interview at least a few before deciding if they "fit" your needs. Some advisers target upper income people like doctors and my instinct is they are on the higher end of flat fees. Some advisers have podcasts or blogs or FB groups or other side hustles. Most of them are over-subscribed and not taking new clients. I'm not a fan of the people with the big platforms as I would rather a low-key person whose main business is providing investment and financial planning advice.

This isn't directly responsive to your question about annual cost. In addition to Nectarine, mentioned in another comment, Cody Garrett mentioned https://adviceonlynetwork.com on the ChooseFI podcast this week. I have no personal experience with either, but those seem like good places to start. Nectarine appears to be hourly only, and Advice-Only Network seems to vary by advisor among one-time, hourly, monthly subscription, quarterly subscription, and annual subscription.

you can check Hellonectarine.com for fee only advisors per hour basis. it can vary between $150-300.

One data point: $750.

For context, my last employer paid for employees to have sessions with a financial advisor. When I left, I asked the advisor how much review sessions would be, even if I didn't see him every year. So, he had already been paid to review my situation and come up with a plan. Going to someone without that history might be more expensive to cover the additional work.