ChooseFI

You're in — welcome to ChooseFI!

Keep an eye on your inbox over the next couple of weeks. We're going to send you the best of what we've built over the last 10 years — curated to help you wherever you are on your financial journey. The more you engage, the better we can tailor what we send to exactly what you need.

Travel Rewards | End of Year Planning
Podcast

Ep. 104R Travel Rewards | End of Year Planning

End-of-year planning strategies for maximizing travel rewards and credit card optimization before annual resets.

Jonathan Mendonsa, Brad Barrett · · 87,604 plays
1h 1m 5s

Choose FI has partnered with CardRatings for our coverage of credit card products. Choose FI and CardRatings may earn compensation from card issuers when a customer clicks on a link, when an application is approved, or when an account is opened. Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities. American Express is a ChooseFI advertiser.

Billfixer.com claims they've saved customers over $3 million on monthly bills — but is outsourcing your bill negotiations actually worth the 50% cut they take from your first-year savings? This episode explores bill negotiation services alongside broader financial independence strategies, from reassessing what really matters in life to maximizing travel rewards.

Key Topics

Bill Negotiation Services
The hosts discuss their experience with billfixer.com for negotiating lower rates on recurring bills.

  • Consider using a bill negotiation service to reduce monthly costs.

Financial Mindset and Regrets
Reflecting on personal regrets can clarify values and priorities, leading to more informed financial choices.

  • Reflect on personal values and life goals using past regrets as guidance.
  • "Nobody is at their deathbed thinking, I wish I had bought more stuff."

Growth Mindset
Recognizing that everyone has to start from somewhere helps overcome limiting beliefs about capabilities.

  • "You have to be bad at something before you can be good at it."
  • "Fear is essential to growth and can motivate you to move towards more meaning and purpose."

Maximizing Travel Rewards
Strategic recommendations on maximizing the Southwest Airlines companion pass.

  • The companion pass allows you to bring a friend for free on all Southwest flights for a year after earning it by accruing 110,000 points.
  • Leverage sign-up bonuses by strategically meeting spending thresholds and utilizing points effectively.
  • "Use your travel rewards points strategically for maximum benefit."

Community Connection
Marla discusses a group trip to Tempe, highlighting how engaging in community and shared experiences enhances the pursuit of financial independence.

Resources

  • Mindset by Carol Dweck

Top Travel Card

Ready to unlock a world of free travel? Start with the Chase Sapphire Preferred® Card

$95 annual fee | Earn 75,000 bonus points

Best Card for Side Hustlers and Business Owners

Side hustlers! With the Ink Business Preferred® Credit Card you can earn free travel from your business expenses.

$95 annual fee | Earn 100,000 bonus points

Most Flexible Travel Card

The Capital One Venture Rewards Credit Card can be used to offset almost any travel expense.

$95 annual fee | Earn 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening

ChooseFI has partnered with CardRatings for our coverage of credit card products. ChooseFI and CardRatings may receive a commission from card issuers.

Read Transcript

Join the Conversation

Be the first to comment on this episode. Create a free account to share your thoughts.

Comments

Your comment will be posted after signing in
Join the Conversation

Create an account or sign in to post a comment.

Username
Email

No password needed. We'll send a verification email.

Email
Password
Welcome back, !

Enable commenting on this device so you can post without signing in each time.

You can turn this off anytime

Get Brad's weekly FI strategies — free

Join ChooseFI

Start your financial independence journey

  • Access to the ChooseFI community
  • Exclusive FI resources and tools
  • Weekly actionable insights
or

Already have an account? Log in

Try searching for

⌘K to open anytime

Your FI Journey

1/3

Step 1 of 3

How familiar are you with Financial Independence?