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Article

Investing

Maxed Out Your Roth IRA, 401(k), and HSA? Do This

Already maxed out your Roth IRA, 401(k), and HSA? Kelley wants to know what strategies can help her invest smarter and reach Financial Independence faster—beyond the basics. We bre...

Cody Garrett, CFP® · Jun 8, 2025 · 1 min read

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Blog

Articles, recipes, and reviews on financial independence.

What’s the Right Way to Calculate Net Worth?

Article

Tax Strategies

How to Do an Expense Audit (And Find the Spending Leaks Draining Your FI Number)

Apr 9, 2026 · 1 min read

Explore by Topic

My Top Two Instant Pot Soup Recipes For Fall

Spending Smarter

Bacon Wrapped Cream Cheese Chicken

Money Mindset

The Necessity for Identity Capital

Investing

VTSAX vs VTI: Which Vanguard Fund Should You Choose?

Earning More

Retirement Planning: Achieving FI on an Average Salary

Tax Strategies

Roth IRA 5-Year Rule Explained (2026 Guide)

Article

Investing

VTSAX vs VTI: Which Vanguard Fund Should You Choose?

VTSAX vs VTI explained: expense ratios, tax efficiency, automation, and why buying VTSAX at Schwab or Fidelity is a costly mistake.

Jonathan Mendonsa · Mar 17, 2026 · 1 min read

How to Calculate Your FIRE Number (And What It Means)

Article

Financial Independence

How to Calculate Your FIRE Number (And What It Means)

Your FIRE number is the investment portfolio size that makes work optional. Learn the formula (annual expenses x 25), which FIRE path fits your lifest...

Jonathan Mendonsa · Mar 13, 2026 · 1 min read

Build a Balanced Workout: Expert Fitness Tips

Article

Health & Wellness

Build a Balanced Workout: Expert Fitness Tips

Discover how to enhance your fitness routine with expert advice from Dr. Bobby. Learn about the four pillars of a comprehensive exercise program and h...

Dr Bobby Dubois · Sep 25, 2025 · 1 min read