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Q1 Net Worth, Tax Loss Harvesting, Financial Psychology

Q1 Net Worth, Tax Loss Harvesting, Financial Psychology

Q1 Net Worth Check

Every 3 months, I spend ~5 minutes updating my net worth and it’s one of the highest-leverage habits in personal finance.

With Q1 2026 ending today, this is your reminder.

If you’ve never done it, it’s simple:

  • Log into each account and record your balances
  • Add up everything you own → Total Assets
  • Add up everything you owe → Total Liabilities
  • Total Assets – Total Liabilities = Net Worth

That’s it.

Do this quarterly and you’ll start to see your path to FI unfold.

Important note: The S&P 500 is down ~7% YTD in 2026, so your net worth may be lower than last quarter. That’s normal.

Zoom out. You’re investing on a 20–60+ year timeline and one quarter is just noise.


Tax Loss Harvesting Opportunity

With the market down

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