Login
Financial Independence

Savings rate, FI number, and the path to freedom.

Retirement Strategies

Withdrawal plans, Roth ladders, and early access.

Investing

Index funds, asset allocation, and real estate.

Tax Strategies

Roth conversions, capital gains, and FI tax planning.

Earning More

Career growth, side hustles, and entrepreneurship.

Money Mindset

Beliefs, purpose, and financial psychology.

Health & Fitness

Exercise, nutrition, and mental wellness.

Travel Rewards | End of Year Planning
Podcast
Ep. 104R · · 1h 1m 5s

Travel Rewards | End of Year Planning

End-of-year planning strategies for maximizing travel rewards and credit card optimization before annual resets.

Hosted by Brad Barrett & Jonathan Mendonsa
0:00 / --:--

ChooseFI has partnered with CardRatings for our coverage of credit card products. ChooseFI and CardRatings may earn compensation from card issuers when a customer clicks on a link, when an application is approved, or when an account is opened. Opinions, reviews, analyses & recommendations are the author's alone, and have not been reviewed, endorsed or approved by any of these entities. All information about the card(s) on this page has been collected independently by ChooseFI. American Express is a ChooseFI advertiser.

Billfixer.com claims they've saved customers over $3 million on monthly bills — but is outsourcing your bill negotiations actually worth the 50% cut they take from your first-year savings? This episode explores bill negotiation services alongside broader financial independence strategies, from reassessing what really matters in life to maximizing travel rewards.

Key Topics

Bill Negotiation Services
The hosts discuss their experience with billfixer.com for negotiating lower rates on recurring bills.

  • Consider using a bill negotiation service to reduce monthly costs.

Financial Mindset and Regrets
Reflecting on personal regrets can clarify values and priorities, leading to more informed financial choices.

How Close Are You to Financial Independence?

Free calculators, a personalized FI roadmap, and a community of 25K+ on the same journey.

  • Reflect on personal values and life goals using past regrets as guidance.
  • "Nobody is at their deathbed thinking, I wish I had bought more stuff."

Growth Mindset
Recognizing that everyone has to start from somewhere helps overcome limiting beliefs about capabilities.

  • "You have to be bad at something before you can be good at it."
  • "Fear is essential to growth and can motivate you to move towards more meaning and purpose."

Maximizing Travel Rewards
Strategic recommendations on maximizing the Southwest Airlines companion pass.

  • The companion pass allows you to bring a friend for free on all Southwest flights for a year after earning it by accruing 110,000 points.
  • Leverage sign-up bonuses by strategically meeting spending thresholds and utilizing points effectively.
  • "Use your travel rewards points strategically for maximum benefit."

Community Connection
Marla discusses a group trip to Tempe, highlighting how engaging in community and shared experiences enhances the pursuit of financial independence.

Resources

Top Travel Card

Ready to unlock a world of free travel? Start with the Chase Sapphire Preferred® Card

$95 annual fee | Earn 75,000 bonus points

Best Card for Side Hustlers and Business Owners

Side hustlers! With the Ink Business Preferred® Credit Card you can earn free travel from your business expenses.

$95 annual fee | Earn 100,000 bonus points

Most Flexible Travel Card

The Capital One Venture Rewards Credit Card can be used to offset almost any travel expense.

$95 annual fee | Earn more than $1,000 in Travel Bonuses with a limited-time $300 Capital One Travel stays credit, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening—that's more than $1,000 in travel value

ChooseFI has partnered with CardRatings for our coverage of credit card products. ChooseFI and CardRatings may receive a commission from card issuers.

  • Mindset by Carol Dweck

Comments

Your comment will be posted after signing in
Join the Conversation

Create an account or sign in to post a comment.

How Close Are You to Financial Independence?

Find out in 60 seconds — free calculators, community, and a personalized FI roadmap.

FI calculators and planning tools

Community of 25K+ on the same journey

750+ episodes of proven strategies

or

Free forever. No credit card required.

Account created! Redirecting...

Try searching for

⌘K to open anytime

Where Are You on the Path to FI?

1/3

Step 1 of 3

Which of these sounds most like you?

Scan to get the app

Point your phone camera at the QR code