Maxed Out Your Roth IRA, 401(k), and HSA? Do This

Already maxed out your Roth IRA, 401(k), and HSA? Kelley wants to know what strategies can help her invest smarter and reach Financial Independence faster—beyond the basics. We bre...

Cody Garrett, CFP® · Jun 8, 2025 · 1 min read

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What’s the Right Way to Calculate Net Worth?

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CoastFI Essential Question: Is the trade-off worth it?

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CoastFI Essential Question: Is the trade-off worth it?

Discover how to balance future savings with present joy through the concept of Coast FI. Learn to create a financial framework that prioritizes both y...

Jessica The Fioneers · Aug 13, 2025 · 1 min read

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Tax Strategies

Roth vs. Traditional IRA Over the Income Limit

If your income is too high to deduct traditional IRA contributions, does a Roth IRA still make sense—or is a traditional IRA even worth using? Listene...

Sean Mullaney · Aug 12, 2025 · 1 min read

Making the Best of a Difficult Situation

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How RMDs Influence Your Safe Withdrawal Rate in Retirement

Explore the interplay between the 4% rule and RMDs in retirement planning. Learn how to apply the "Spend Safely in Retirement Strategy" and optimize y...

Fritz Gilbert · Aug 11, 2025 · 1 min read