How RMDs Influence Your Safe Withdrawal Rate in Retirement
Explore the interplay between the 4% rule and RMDs in retirement planning. Learn how to apply the "Spend Safely in Retir...
Money Buys Freedom, Choose a Good Mood, 4% Too Low?
The central thesis behind ChooseFI is that the path to Financial Independence moves you closer to freedom in every aspec...
Impact of Fees, FI Freedom Retreat, 4% Rule Math
Fees on your investments are an absolute killer to your annual return, and therefore they significantly lower your net w...
April 23, 2024: Valuing Social Security & More
Valuing Social Security as an AssetShould we value social security as an asset in our FI number?My friend Jesse Cramer (...
Dave Ramsey's 8% SWR, 2024 HSA Limits & More
Dave Ramsey’s 8% Withdrawal Rate is NOT Okay ChooseFI is a ‘positive vibes’ kind of place, but there are rare occasions...