Financial Independence After 50: The Late Starter's Guide
You found the FI community after 50 and wonder if it is too late. It is not. The same framework that works for 25-year-o...
Roth IRA 5-Year Rule Explained (2026 Guide)
There are actually two separate Roth IRA 5-year rules. One governs tax-free earnings withdrawals, the other affects earl...
Power of Compounding, Munger on Reading, Cap Gains Tax Exclusion
I’ve followed the news this week about the Invest America Accounts (‘Trump Accounts’) and no matter what you or I think...
Impact of Fees, Increased Bonuses, Investing Two-Step
I believe in long-term investing in broad-based, low-cost ETFs and mutual funds. * I think it’s highly unlikely I can be...
Real Estate 1% Rule, Advice-Only Planners & More
I had a conversation with a friend this past week about him contemplating turning his home into a rental property and it...
Risks of Bengen's 5.5% Withdrawal Proposal
Bengen proposes a significant shift in portfolio composition to support a higher withdrawal rate for retirement. What is...
Does the 4% Rule Work for Early Retirees?
Planning to retire in your 30s or 40s? The traditional 4% rule was built for a 30-year retirement — but what if your hor...
Q2 Net Worth, Guide to Higher SWRs & More
Every 3 months I take 5 minutes to update my net worth spreadsheet and I think this is the most important thing a person...
Maxed Out Your Roth IRA, 401(k), and HSA? Do This Next
Already maxed out your Roth IRA, 401(k), and HSA? Kelley wants to know what strategies can help her invest smarter and r...
Rebel Finance School, Simple Path Update, Compounding & More
Katie & Alan Donegan are once again offering their 10-week Rebel Finance School in 2025, and it starts June 2nd.
What Would They Tell You?, Is the 4% Rule Too Risky?
I love thought experiments that help you critically look at your life and see more clearly if you’re aligned with what y...
Annual Financial Checkup, 2025 Setup for Success & More
A few years ago, Jonathan and I released Episode 358 of the ChooseFI podcast and even though we titled it the “Getting S...
Podcast Episodes
Deep Dive: Target-Date Retirement and Bond Funds | Cody Garrett
Jul 6, 2026
Deep Dive Hot Seat with Brad and Ginger
May 11, 2026
Unpacking The Path to the Boring Middle
Feb 8, 2026
Are Roth Conversions Necessary? | Cody Garrett and Sean Mullaney
Jan 11, 2026
Visualizing Your Domino Effect
Aug 11, 2024
Deep Dive: Roth IRA Conversion Ladder
Aug 4, 2024
Your Social Security Questions Answered | Mike Piper
Jun 23, 2024
Mailbag: Roth vs. Trad, $35k Roth to 529, Combining Finances | Rachael Camp
Jun 16, 2024
The Cure for the Boring Middle | Fioneers
Jan 14, 2024
Journey to Financial Freedom | Jamila Souffrant
Dec 4, 2023