Roth IRA 5-Year Rule Explained (2026 Guide)
There are actually two separate Roth IRA 5-year rules. One governs tax-free earnings withdrawals, the other affects earl...
Year-End Tax Planning, Updating Beneficiaries, Book Club Feedback
2025 is coming to a close and December 31st will be here before you know it. That means it’s a good time to make sure al...
Net Worth 2024, Fed and Cap Gains Brackets for 2025 & More
I think it’s important to track your net worth on at least a yearly basis (I track mine quarterly) and there’s no better...
Starting Late, Search for Positivity, Tax Penalty Removal
I'm on the third week of a 3-week trip to Doha, Bali and Singapore, and I didn't want to leave you without a FI Weekly n...
July 16, 2024: Tax Planning 'Free Money' & More
Tax Planning 2024: "Free Money" ConceptI’m going back and listening through all 650+ episodes of ChooseFI, and...
March 5, 2024: Long Term Cap Gains 0% Tax Calc & More
0% Long Term Capital Gains ExplainedFrank wrote in:"I have a question from Episode 471 with Cody Garrett. Cody talk...
2024 Contribution Limits & More
2024 Updated IRS Retirement Contribution Limits The IRS just released updated contribution account limits for 2024: 401(...
Year-End Tax Planning, Unclaimed Property, Hot Seat
Year-End Tax Planning 2023 is coming to a close and December 31st will be here before you know it. That means it’s a goo...
Gift Tax, Time Savers, Credit as Debit, Food Stamps to FI
2023 Gift Tax Exclusion The 2023 gift tax exclusion is $17,000. This means you can gift anyone $17,000 and: You pay $0 i...
Time Saving Tools, Best Uses of Capital One Miles & More
Time Saving Tools From the Community Last week I asked you to write in with time saving tips and tools and wow, did we g...
Time Saving Tools, Mini-Retirements, Decluttering Benefits
Crowdsourcing Time Saving Tools A few weeks ago, we talked about “money rules” that Ramit Sethi made up for his own life...
When to Sell I Bonds, Cap Gains Tax 101 & More
I Bonds: Best Time to Sell? Sean Mullaney and I discussed ‘I Bonds’ on Episode 447 and just after we published that epis...
Podcast Episodes
Navigating the Evolving Health Insurance Landscape
Mar 1, 2026
Are Roth Conversions Necessary? | Cody Garrett and Sean Mullaney
Jan 11, 2026
Top Five Regrets of the Dying (Book Club with Frank Vasquez and Ginger)
Nov 23, 2025
Tax Planning To and Through Early Retirement
Sep 21, 2025
Mailbag: Bond Funds, Roth Conversions, Advanced FI Strategies, Solo 401k and Backdoor Roth
Jul 20, 2025
Deep Dive: Putting the Middle-Class Trap to Bed
Jun 29, 2025
Getting Personal with Personal Finance: Meghan & Ginger
Jun 8, 2025
Essential Withdrawals: Tax Efficient Strategies for Early Retirement | Mailbag
May 4, 2025
Is the Middle-Class Trap Something to Worry About? | Mindy Jensen
Apr 20, 2025
Mastering Tax Strategies: How to Optimize Your Path to Financial Independence
Apr 13, 2025