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Investing

Maxed Out Your Roth IRA, 401(k), and HSA? Do This

Already maxed out your Roth IRA, 401(k), and HSA? Kelley wants to know what strategies can help her invest smarter and reach Financial Independence faster—beyond the basics. We bre...

Cody Garrett, CFP® · Jun 8, 2025 · 1 min read

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Blog

Articles, recipes, and reviews on financial independence.

What’s the Right Way to Calculate Net Worth?

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Tax Strategies

Explore by Topic

My Top Two Instant Pot Soup Recipes For Fall

Spending Smarter

Bacon Wrapped Cream Cheese Chicken

Money Mindset

The Necessity for Identity Capital

Investing

VTSAX vs VTI: Which Vanguard Fund Should You Choose?

Earning More

Retirement Planning: Achieving FI on an Average Salary

Tax Strategies

Roth IRA 5-Year Rule Explained (2026 Guide)

Article

Tax Strategies

Roth IRA 5-Year Rule Explained (2026 Guide)

There are actually two separate Roth IRA 5-year rules. One governs tax-free earnings withdrawals, the other affects early withdrawal penalties on conv...

Cody Garrett, CFP® · Apr 22, 2026 · 1 min read

Article

Financial Independence

The FI Table of Contents: Your Roadmap to Financial Independence

A single-page roadmap to financial independence, organized into five stages with links to every article you need. Built from ChooseFI episodes 582 and...

Jonathan Mendonsa · Apr 10, 2026 · 1 min read

How to Do an Expense Audit (And Find the Spending Leaks Draining Your FI Number)

Article

Financial Independence

How to Do an Expense Audit (And Find the Spending Leaks Draining Your FI Number)

The ChooseFI expense audit is a four-hour exercise that reveals the spending leaks standing between you and financial independence. A step-by-step wal...

Jonathan Mendonsa · Apr 9, 2026 · 1 min read