Hi, I am currently invested in 100% equities in my 401k, but would like to transition to more of a risk parity type portfolio as I get closer to FI. I am currently about 10 yrs away from withdrawing funds. I am limited by the funds available. There are a lot of TRP target date funds, with some of those more bond heavy and focused on income. Some of the more conservative TRP funds have about a 6% annual growth since inception, but have about a 17% drawdown period when I entered them on portfoliovisualizer.com Is that an acceptable range?
There are also the large/mid/small cap funds, as well as Vanguard Index Funds- S+P 500 ( what I am in currently), small/mid cap index, and INT index. There are a couple more than that, like the PIMCO INCOME bond fund (PIMIX), but the expense ratio is .86% All the TRP funds are .26%
I would copy the screenshot of the funds list, but this site doesn't seem to let me. Any thoughts on that?
Any guidance on my original question would be appreciated.
Thanks, Ian
