Personal Finance Forums
86,000+ members · 610 discussions · 5,075 replies
I call malarkey - inflation is NOT lower in retirement. Lets debate...
I often hear "you spend less" in retirement. For that, I agree. But that REALLY means you "consume less" in retirement. I think far too many people confuse it with "inflation is lower because my personal expenses don't go up by as much". That is a change/reduction in consumption; it is NOT a reduction in inflation. I suspect prices for the same basket an average RETIREE would buy go up MORE than the basket of goods for a non-retiree. So here is the mix-up and why I think retirees and those plann...
Not trusting the numbers
My husband and I have been working towards Coast FI as long as we've been married. Now that the calculators are all telling us we're there, I'm having a hard time believing it. We're not super young but we're not 'retirement age' either. We've always planned that we'd quit our stressful jobs and keep some sort of less stressful work, for one of us to have benefits, but now that that time sees to be getting closer it seems like there is no way it can be a possibility and I find myself looking for...
Trending Now
Would This Budget Make Saving $300 a Month Realistic?
Before We Begin: What's Your Relationship With This Book?
Anyone playing with their "fun money" on today's drop?
529 getting too big?
Title: VTSAX vs. VTI — SWTSX vs. SCHB: Mutual Funds or ETFs for Long-Term Investing?
Most Discussed
Shots fired ...
Ethics question
The *default* (baseline starting point) SWR (Safe Withdrawal Rate) for FIRE should be 3%-3.5%, not 4% (29X-33X, not 25X)!
Does anyone else thinks we should adopt the 30x rules instead of 25x?
Latest Activity
Title: VTSAX vs. VTI — SWTSX vs. SCHB: Mutual Funds or ETFs for Long-Term Investing?
Not trusting the numbers
Post Work Paradox: Over Achiever vs. Professional Potato … help me find the middle ground!
Featured Member: Julia Myers of Generational Wisdom!
Used or New Car Purchase
Pet Insurance Question
Presentation Parties
How did you increase your income?
I finally ditched YNAB
FIRE and Single Life
